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For times when you need a helping hand

Or, you just want the reassurance of knowing you have immediate access to funds when needed

Personal Loans


Convenient. Easy. Flexible. Which loan or line of credit is right for you?

Loan Services tailored for your personal interest

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Installment Loans

Secured and unsecured loans come with fixed rates and terms as well as predictable monthly payments.

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Preferred Line of Credit

Take advantage of immediate availability of your funds and simply write a check for purchases.

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Home Equity Line of Credit

Tap into the equity you have built in your home to finance home improvements or pay off debt.

True Advantage Loan

Freedom to purchase new appliances, make home improvements or even auto repairs

  • Designed to meet the borrowing needs of low-to-moderate income home owners
  • No equity requirements or closing costs
  • Dedicated team of lenders to guide you through the loan process.

So much free stuff!

Free features with every checking account:

Free eStatements

Free online and mobile banking

Free tera union debit card

Loans

tera union® online and mobile banking gives you the freedom to bank whenever and wherever you want! Pay bills, make transfers, pay other people, track your spending and much more.
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